"she was our mother, the anchor and heartbeat to our family," derek said. "(she) would spread her love and dedication like a small hummingbird." . . .

"we are glad our concerns have been addressed by the coroner's office but the western trust has a lot to answer for. .

of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met.  . .